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Job Opening details:-
Company Name :- IDFC FIRST Bank
Position Name :- Associate Credit Manager-Education Loan
Company Location :- Mumbai, Maharashtra
Job Category :- Education jobs
Full Job Description :-
Role/Job Title: Associate Credit Manager – Education Loans
Business: Retail Banking
Function/ Department: Retail Underwriting
Place of work: Basis location
Roles & Responsibilities:
‘Appraisal of proposals:
Credit appraisal of loan application within defined guidelines and accordingly take decision, recommend for approval to higher authorities.
To convey a clear opinion/ Highlight Critical risks along with suitable mitigates if any, regarding the acceptability of the proposed transactions/ facilities covering business model, industry risk, structure, Bank Conduct and Financials risk.
Awareness of the product proposed, suitability to client requirement
Conduct personal discussion with customers.
Portfolio Monitoring:
1. Timely Renewal
2. Deferral Management
3. EWS Management
4. Customer visits on key customers and high value relationship
TAT
Maintaining the defined credit and end to end TATs so as to timely service internal as well as external customers.
Secondary Responsibilities
Managerial & Leadership Responsibilities :
‘To Keep team motivated and aligned to the organisational strategy
‘-Champion IDFC First’s customer first culture
Attract and retain best-in-class talent for key roles in their reporting structure
Key Success Metrics:
1. Productivity
2. TAT
3. Portfolio Management
4. Hind Sight / Audit Observations
5. Training and Development
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